Hi when I had my son I had insurance for me through my dads work and it covered everything(c-section, hospital stay,nursery) for me and the baby(. (except if you have a boy it does not cover circumcison, which we paid for cash) My dads insurance was bluecross. After leaving the hospital I looked into insurance for my son, the cheapest plan would be about $60 a month(and it hardly covered anything) so I looked into Medicaid(@the county health center) and since I was in school w/ no income I got accepted and It pays for everything medical for him.When I signed up for that it qualified me for something called WIC and if you child takes formula it gives it to you for free until he/she is one year old. You should really look into the medicaid cause if you don't have insurance for you and/or the baby it will pay for both in the hospital too. It costs like thousands of dollars if you were to pay yourself.